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Billie And Oscar Harp-OWNERS

By working directly in the "Liquidation" Business since 1985. Oscar also brings a lot to the table for "Southeast-Liquidators". There will not be space enough to list all Business Endeavors. By reading the ones we have listed you will find that Oscar also has the Background, Successful Business Experience, Financial Stability, and Knowledge to Appraise Value, take Charge, and Liquidate a business of any size.

Oscar has Owned, Operated, and Liquidated several businesses to date. Including Large Scale Retail/Wholesale Operation Know As Public Wholesale. This business was born out of the need to purchase material at a reduced price for Rental Property Renovation. In developing the contacts for buying these goods. Oscar discovered a Niche and developed a Buying System he calls "MIDDLE MARKET BUYING". Read about this system by clicking on the "MIDDLE MARKING BUYING LINK" in the publicwholesaleusa.com website

Click on this Link to visit the Public Wholesale Operation.
Public Wholesale USA Through Public Wholesale and B & O Salvage Company. Oscar has developed contacts since 1985. These contacts are from the smallest Retail Close-out and Distressed Merchandise Type Buyer to the Biggest Buyers in the Industry. Some of these Buyers deal in Millions of Dollars per month.

As a "Sister Company" of Southeast Liquidators. Public Wholesale will bring to the table a group of Experienced People that can Liquidate any type item ,as well as, any size or type operation.




"NATIONAL CHECK REPORTING SERVICES, INC." (NCRS) and,
"NCRS CHECK GUARANTEE,INC."

Oscar Founded this business in 1975 and sold to a Competitor in 1985. The Competitor had a Copy-Cat business that was started after learning of NCRS.

This business was born out of the need to collect Bad Checks and Debts Oscar received while operating a Wholesale/Retail used Car and Truck Dealership.

"NCRS" provided Customers Bad Check Protection, Collection, and even Check "Guarantee" with a "Computerized Listing" of persons with Out-Standing Checks to Retailers. Persons on the Computerized Listing could not write checks to Member Merchants until they were removed from the list by paying all Out-Standing Checks to Members.

Because of the Large Computerized Accumulation of Bad Check information, including known Bad Check Artist. NCRS started "SCREENING" and "ISSUING" Check Cashing Courtesy Cards for Major Grocery Stores.

From the Smallest Retail Merchant to the Largest Chains were among NCRS Clients. Some of the Large Chain Clients were:
Walmart, K-mart, JC Penny, Goodyear Service Stores, Woolworth/Woolco, Bargaintown USA, A&P Super Markets and most all of the Major Food Stores in a Seven State area were clients.

Oscar Developed a FRANCHISE PROGRAM for NCRS and sold Franchises in Mississippi, Arkansas, Chicago, and California. While continuing to operate seven of the Southeastern States.

Because of being the first to do this in the US and the Unique Successful Program. A couple of Franchise Industry National Magazines did cover stories on Oscar and NCRS.

Every detail of the NCRS CORPORATION and FRANCHISE PROGRAM, was developed by Oscar. Except the Computer Software. Which was written by a Young Local College
Graduate.

This was in the days of the Old Dinosaur Computers. Oscar quickly realized to operate the computers and survive. He had to become knowledgeable in the Computer Industry. He did, and has stayed abreast to date of all the differant happenings in that industry.

Even though mostly "Self-Taught". Oscar has written and published all of the Company websites, as well as, maintaining all of the other software such as: "POINT-OF-SALE" and "BOOKKEEPING".

  • BELOW IS A LISTING OF OTHER BUSINESS OPERATIONS THAT HARP WAS BEEN INVOLVED WITH


  • OSCAR INVOLVED WITH THE SOLAR ENERGY BUSINESS DURING THE ENERGY TAX CREDITS OF 1985, SOLD SOLAR HEATING PANELS THAT WERE INSTALLED ON RESIDENT DWELLINGS




  • OWNED AND OPERATED RETAIL STORE LOCATIONS IN ANNISTON, ALABAMA AND JACKSONVILLE, ALABAMA

  • OWNER OF HARP RENTALS, WHICH HAS SEVERAL RENTAL PROPERTIES, AND HAS BOUGHT AND SOLD SEVERAL APARTMENT COMPLEXES TO DATE.

  • OWNED AND OPERATED AUTO WHOLESALE-OXFORD ALABAMA




  • OWNED AND OPERATED SUPPER CLUB TYPE RESTURANTS
    "J MICHAELS"


  • HELD ALL OFFICES AT AMERICAN LEGION POST 5, INCLUDING THE OFFICE OF POST COMMANDER
    "HELD THE OFFICE OF POST COMMANDER MORE TERMS THAN ANYONE SINCE THE FORMING OF THE POST IN THE EARLY 1940'S AND STILL HOLDS THIS RECORD TO DATE

  • MEMBER OF GADSDEN KAWANIS CLUB
  • MEMBER OF GADSDEN ETOWAH COUNTY CHAMBER OF COMMERCE
    VICE PRESIDENT OF LOCAL GIDEONS (GADSDEN CAMP)

  • FUND RAISING CHAIRMAN FOR ETOWAH COUNTY KIDNEY FOUNDATION